TCAIS has been privileged to work with the Texas Legislature on homeowners and automobile matters since 2002. In the past 14 years, Texas has moved from a burdensome regulatory system and corresponding serious market crisis toward a healthier market-based insurance structure with more appropriate regulatory oversight.
Because of its terrible weather, exposure to catastrophes and other risk factors, Texas always will be a challenge to insure. However, improvements can be made in Texas laws, including allowing insurers to use a complete set of risk management tools, better building standards and loss mitigation, consumer protections from unscrupulous service providers, driver safety, addressing coastal catastrophe risk and financing, and other matters that will improve efficiency and predictability for insurers and consumers.
During the 2017 Session, TCAIS is working with legislators on a number of important issues including:
|Hails Claims Abuse|
|Distracted Driving/Risk Mitigation|