Our Mission
Our goal is to bring together anyone who holds a stake in insurance issues — which is just about everyone — so together, we can find solutions that will improve insurance affordability and accessibility in Texas.
Learn more about Texas insurance regulation.
Issue Profile: Losses Ratios
State of the Market
Multiple forces are fueling the surge in both homeowners and auto insurance rates that policyholders in Texas and across the United States are experiencing. Learn more in our “State of the Market” reports:
Key Issues
The Texas insurance market has stabilized since the Texas Legislature passed landmark reforms in 2003. The state must remain committed to policies that protect consumers while encouraging companies to do business here.
Risk Mitigation
We can’t control the weather or the major cost drivers of inflation that impact the cost of insurance. But policymakers can pass meaningful reforms to save lives, prevent loss and damage, decrease insurance claims and lower insurance premiums for consumers.